Age Pension Services

Could You Be Entitled to the Age Pension?

Answer a few questions about your circumstances to receive an initial indication of your potential Age Pension entitlement.

Our assessment looks at your age, residency, assets and income to help identify whether further investigation may be worthwhile.

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Step 1 of 4 25% complete

About you

First, tell us a little about your personal circumstances.

Used to personalise your report.
There are exceptions and special rules, including for some periods of residence and international agreements.
Age Pension age is currently 67. Residency requirements can be more complicated than simply having lived in Australia for 10 years.

Your assets

Provide approximate current values. If you are a couple, include both your assets and your partner's assets.

Include superannuation you can access or that may be assessable under Centrelink rules.
Do not include the home you live in. Include investment properties and holiday homes.
Only enter debts that may be deductible against the value of an included asset.
Your principal home is generally exempt from the Age Pension assets test, but other property, financial investments, vehicles, household contents and some superannuation interests may be assessed.

Your income and retirement needs

Tell us about income received by you and, if applicable, your partner, and how much you need to live on.

Your total annual spending (household total if you are a couple). This is used for the retirement modelling in your report.
For example, overseas pensions, rental income or other assessable income. Do not include income from financial assets entered in the assets section.
Income from financial assets is generally assessed using deeming. This assessment estimates deemed income from the financial assets entered earlier. Employment income is shown before any Work Bonus concession.

A few additional questions

Some circumstances can significantly change how Centrelink assesses your entitlement.

You do not need to provide account numbers, passwords, tax file numbers or other sensitive identification details to complete this assessment.

Your initial assessment

Based on the information you provided, here is an indicative assessment of your circumstances.

Indicative Age Pension estimate
$0
per fortnight
Before tax and subject to eligibility and Centrelink assessment
Estimated assessable assets
$0
Estimated assessable income
$0
per fortnight
Indicative assets-test rate
$0
per fortnight
Indicative income-test rate
$0
per fortnight

What this means

Things that may need further investigation

    Please note: This is an indicative estimate only. It is not an assessment or decision by Services Australia. Actual entitlement may differ because of detailed income, assets, residency, relationship, deeming, Work Bonus, overseas portability and other social security rules.

    Would you like help understanding your Age Pension entitlement?

    Our team can review your circumstances, explain the relevant Centrelink rules and help you understand the next steps.

    Book a Consultation

    Download your personalised report

    Your report includes your answers, indicative calculations, two retirement modelling scenarios with graphs, important considerations and the assumptions used.

    Your personalised report will be generated on this device.

    Age Pension Services is an independent service provider and is not affiliated with or endorsed by Services Australia or the Australian Government. This assessment is an estimate only and does not guarantee eligibility or payment.